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Finding help
Debt advice centers
Find a debt counseling center
Online counselling
provider
Principles
Frequently asked questions
Debt Counseling in your federal state
Process of a consultation
Initial counselling session: How to prepare well
Consultation process
Experiences
Success stories
Tools
Online-Tool "Jetzt schreibe ich"
Quick-Check
Debt and now?
Creditors
What happens if I don't pay my debts?
Energy (Fuel & Gas)
Rent arrears
Debt from loans
Buy now, pay later, a debt trap?
Reminder
Legal default action
Check debt collection letters
Creditors rights
How to's
Budget
Sorting aid
Technical terms
Save money with environmental protection
Credit-worthiness
Credit agencies and credit score
Deutschlandticket despite debts
Seizure – what to do?
Seizure table
Seizure table
Account seizure
Right on a bank account (Basiskonto)
Protection of bank account (P-Konto)
Garnishment of income
Self-employment
Attachement of income
Seizure of property
Is my car seizable? It depends
Bailiff / seizure of goods
Bankruptcy as a solution?
Attempt at agreement
Get rid of debts without personal insolvency
Insolvency
Consumer insolvency proceedings (VIV)
Finding help
Debt advice centers
Find a debt counseling center
Online counselling
provider
Principles
Frequently asked questions
Debt Counseling in your federal state
Process of a consultation
Initial counselling session: How to prepare well
Consultation process
Experiences
Success stories
Tools
Online-Tool "Jetzt schreibe ich"
Quick-Check
Debt and now?
Creditors
What happens if I don't pay my debts?
Energy (Fuel & Gas)
Rent arrears
Debt from loans
Buy now, pay later, a debt trap?
Reminder
Legal default action
Check debt collection letters
Creditors rights
How to's
Budget
Sorting aid
Technical terms
Save money with environmental protection
Credit-worthiness
Credit agencies and credit score
Deutschlandticket despite debts
Seizure – what to do?
Seizure table
Seizure table
Account seizure
Right on a bank account (Basiskonto)
Protection of bank account (P-Konto)
Garnishment of income
Self-employment
Attachement of income
Seizure of property
Is my car seizable? It depends
Bailiff / seizure of goods
Bankruptcy as a solution?
Attempt at agreement
Get rid of debts without personal insolvency
Insolvency
Consumer insolvency proceedings (VIV)
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Debt counselling in Lower Saxony
Debt counselling centers in the biggest cities of Lower Saxony
