What happens if I can't pay despite a reminder?

Anyone who does not pay their debts will sooner or later receive reminder letters. Only from the creditor himself, whoever still doesn't pay will eventually receive mail from a debt collection agency.

  • What creditors are allowed to do with reminders and what they have to take into account
  • You can have debt collection letters checked here
  • Important difference between debt collection and bailiffs: judicial dunning procedures