Attempt at agreement

Even if you want to initiate insolvency proceedings, a prior attempt at reaching an agreement with the creditors is necessary. Therefore, it is unavoidable to establish contact with the creditors. Debt counseling assists you in these negotiations. At the sublevel you will find

  • Information on the option of reaching an agreement through third-party funds without insolvency

  • Online tool "Jetzt schreibe ich" which allows you to easily compose your own letters to creditors.